Linking Your Credit Card to UPI: Benefits and How-To
UPI Credit Card Link: Credit cards are widely used today, offering a system where purchases are made upfront and payments settled at the end of the month. They also provide reward points. UPI (Unified Payments Interface) is rapidly gaining popularity due to its instant payment capabilities, providing convenient payment options anytime. Linking your credit card to UPI allows you to leverage the advantages of both systems.
Let's explore how to link a credit card to UPI and the benefits it offers.
Benefits of Linking UPI and Credit Cards
1. Cashback and Reward Points: UPI payments can unlock credit card reward points and cashback benefits. Reward points earned on different credit cards can be redeemed for travel, shopping, or other services.
2. Ease of Payment: While using credit cards, the availability of POS (Point of Sale) machines can sometimes be an issue. However, UPI payments only require scanning a QR code, widely available at most stores, ensuring seamless transactions.
3. Emergency Support: Credit cards are invaluable during emergencies. Linking your credit card to UPI makes it accessible through your phone, facilitating quick large-fund transfers anytime, anywhere.
4. Easy Transactions and Real-Time Payments: UPI allows real-time payments from your credit card directly through your banking app, providing a fast and secure process.
How to Link Your Credit Card to UPI
Linking your credit card to UPI is straightforward. Follow these steps:
1. Download an App: First, download a UPI-based app like PhonePe, Google Pay, or BHIM. These apps are readily available on the Google Play Store.
2. Go to the Payment Section: After opening the app, navigate to the payment section. You'll find an option like "Add Payment Method."
3. Select Credit Card: Click "Add Payment Method" and choose your credit card.
4. Enter Credit Card Details: Enter your credit card number, CVV (Card Verification Value), and expiry date.
5. OTP Verification: An OTP (One Time Password) will be sent to your registered mobile number. Enter this OTP for verification.
6. Complete Linking: After verification, your credit card will be linked to UPI. You can now use your UPI ID for payments.
Enjoy All the Features!
Now you can enjoy the benefits of cashback, reward points, and easy transactions along with the convenience of your credit card. Linking to UPI ensures easy payments everywhere and instant assistance during emergencies.
Why Not Link Today?
If you haven't already linked your credit card to UPI, do so today to enhance your digital payment experience. Whether it's shopping or emergency payments, you'll face fewer hassles.
