How to become a CSC (CSC Bank Mitra) Bank Friend?
CSC (Common Service Centers) are actively involved in both the private and public sectors. They play a significant role in the banking sector as well.
In today's digital age, banks, both private and government-owned, are expanding their reach by employing bank friends. Numerous private and government banks, along with Common Service Centers (CSCs), have partnered for this purpose. This presents an excellent opportunity for individuals to become CSC bank friends and earn a good income.
Common Service Centers (CSCs) have commenced providing CSC banking services to their operators. CSCs appoint their operators, CSC VLEs, as CSC Bank Mitra. This article explains how to become a CSC Bank Mitra.
What is a CSC Banking Mitra?
This scheme is called "CSC BANKING MITRA." It aims to provide banking facilities to CSC operators, with the overarching goal of extending the reach of every bank to every village in India. The program seeks to connect rural populations to banking services, fostering India's development.
This will increase income for those providing banking services and also make banking services readily accessible to rural communities, reducing the need for frequent travel to urban centers for banking transactions.
How to become a CSC Bank Friend
Crucially, becoming a CSC bank friend does not require passing any exams. Anyone can apply. The only prerequisite is an understanding of the banking system and the ability to perform the job effectively.
Qualifications for CSC Bank Mitra
Applicants for CSC Bank Mitra must meet specific requirements. These include:
• Knowledge of computers.
• Possession of a CSC ID.
• Familiarity with digital devices.
Necessary Documents for Bank Mitra Application
To apply for CSC Bank Mitra, you'll need certain documents. Ensure all original documents are scanned and uploaded. These include:
• Aadhaar Card
• Passport-size Photograph
• PAN Card
• Police Verification Certificate
• No Objection Certificate
• Higher Education Certificate
• Cancelled Bank Cheque (Savings Account)
• Photograph of the Bank Mitra (inside and outside the office, with location details)
• IIBF Certificate
How to Register for CSC Bank Mitra
To receive a CSP from CSC, you need a CSC ID. This ID will be provided during the Bank Mitra Portal registration process. Ensure you retain this ID, as it is essential for the process.
Follow these steps for registration:
• Visit the CSC Bank Mitra portal (search on Google).
• Select a bank, such as ICICI, HDFC, or VGB Bank.
• Provide details on state, district, and village.
• Open a current account with the chosen bank. This is a necessary step.
• Upload required documents, including IIBF certification and police verification certificates.
• Enter your CSC center's details, including state, district, village, PIN code, latitude, and longitude. Obtain the latitude and longitude from Google Maps.
• Upon successful registration, a 11-digit registration number will be issued. Record this number carefully. It's vital for future steps.
• Contact your district branch manager after registration for support.
• Ensure all details are accurately recorded before final submission.
Responsibilities of a CSC Bank Mitra
The work of a CSC Bank Mitra is straightforward. After registration, CSC Bank Mitra responsibilities include:
• Opening new accounts for customers.
• Handling financial transactions for customers.
• Facilitating deposits and withdrawals for customers.
• Providing complete information about loans if requested by a customer and assisting in obtaining loans.
• Offering various loan options like personal loans, home loans, business loans, tractor loans, two-wheeler loans, and education loans.
• Providing credit cards if requested by a customer.
Benefits for Bank Mitra
A separate loan scheme is available for those working as Bank Mitra.
Through this scheme, a bank loan up to ₹1 lakh is available for purchasing computers, cars, or other vehicles.
This scheme provides loans of ₹50,000 for equipment, ₹25,000 for working capital, and ₹50,000 for vehicles. Repayment periods range from 35 to 60 months. Applicants must be between 18 and 60 years old to be eligible.
Bank Mitra are exempt from service tax under the Pradhan Mantri Jan-Dhan Yojana for opening bank accounts.
Bank Mitra providing banking services in rural areas on behalf of a bank are exempt from service tax.
