Yes Bank has created a buzz in the market with the results of the first quarter of FY2026. According to the data released on Saturday, the bank has earned a net profit of ₹801 crore. This profit is 59.4 percent higher compared to the same quarter last year. In the same quarter last year, the bank had earned a net profit of ₹502 crore.
This quarter is considered the best quarter for the bank since its restructuring. Along with this, investors are expecting a significant surge in Yes Bank's shares when the market opens on Monday.
Impressive Surge in PAT
In the last quarter of FY2025, i.e., January to March, Yes Bank's PAT (Profit After Tax) was ₹738 crore, which has now increased to ₹801 crore. This is an increase of more than 8 percent. The increasing profit in two consecutive quarters has strengthened the bank's performance.
Growth in Earnings from Interest
The bank's Net Interest Income (NII) has also seen good growth. In the June quarter, NII was ₹2,371.5 crore, which is 5.7 percent higher compared to last year. The bank's Net Interest Margin (NIM) was 2.5 percent, which shows an increase of 10 basis points compared to a year ago.
Significant Support from Non-Interest Income
In this quarter, the bank's non-interest income, i.e., earnings from other sources, increased by 46.1 percent to ₹1,752 crore. Treasury Gain played a major role in this. This indicates that the bank has earned good profits not only from loans but also from other financial activities.
Increase in Operating Profit as Well
Yes Bank's operating profit has increased by 53.4 percent year-on-year to reach ₹1,358 crore. This indicates that the bank's efficiency has also improved, and better control has been maintained over costs.
Increase in Provisions but Balance Maintained
In this quarter, the bank has kept ₹284 crore as non-tax provisions, which is 34.1 percent higher on an annual basis. However, due to the increase in the bank's profit, these provisions did not affect the performance.
Significant Improvement in Cost-to-Income Ratio
Yes Bank has reduced its Cost-to-Income ratio from 74.3 percent to 67.1 percent. This means that the bank is now using its resources more effectively and controlling costs in a better way.
How Could the Stock Market Move?
Market experts believe that due to the b quarterly results of Yes Bank, its shares may see a good surge on Monday. Currently, the share price of Yes Bank is trading around ₹20.19. If this share crosses the level of ₹21, it may catch even greater heights.
Talking about the last one year, a decline of about 18.49 percent has been recorded in the shares of Yes Bank. But the latest results have boosted the morale of investors, and for long-term investors, this may be a sign that the bank is now gradually regaining its old hold.
A New Trend Can Emerge in the Market
If the share rises on Monday and crosses the level of ₹21, it can set a new direction in the market. This may increase the interest of investors and may also increase the trading volume.
Relief News for the Banking Sector as Well
Yes Bank's good results are positive signs not only for this bank but also for the entire banking sector. This shows that stability is returning to the private banking sector, and there is improvement in customer base, credit growth, and interest income.
What Will Be the Next Step of the Market?
Now everyone's eyes will be on the movement of Yes Bank's share after the market opens on Monday. If b buying is seen in the share in the initial hours, it can strengthen the share throughout the week.