School admissions are underway, and parents are busy choosing the best schools for their children. Simultaneously, back-to-school shopping is at its peak. Cybercriminals are exploiting this opportunity, attempting to defraud people through fake online stores, fraudulent scholarships, and other scams. Vigilance and awareness are crucial to avoid these scams.
Methods Used for Fraud
Cybercriminals are spreading alluring advertisements on social media and other online platforms, using school-related content as bait. These ads claim to offer school supplies, books, and other items at heavily discounted prices. Many people, lured by these seemingly attractive deals, click on these ads, leading them to malicious websites where hackers can easily access their personal information.
Furthermore, scammers are attempting to deceive people under the guise of scholarships, grants, and loans. These offers present extremely attractive terms, enticing individuals to divulge their personal information. Phishing emails are also being used to steal personal data, potentially leading to significant financial losses.
How to Stay Safe
Always verify the authenticity of a website before making online purchases. Carefully examine the website's URL; spelling errors should raise immediate suspicion. Do not fall prey to alluring offers and advertisements on social media.
If an attractive scholarship or loan offer is presented, verify the identity of the institution before sharing any personal information. Never click on emails or messages from unknown sources, as this can lead to the download of malicious files onto your device and compromise your personal information.
If you become a victim of cyber fraud, immediately contact law enforcement agencies and file a report.