Many taxpayers who filed their Income Tax Returns (ITRs) in June and July 2025 have not yet received their income tax refunds. Major reasons for refund delays include errors in bank details, mismatch in income statements, and mistakes in the ITR. Taxpayers can check their refund status online.
ITR Refund: Many taxpayers who filed their ITRs in June and July 2025 have not yet received their income tax refunds. Key reasons for the delay include a mismatch in income statements, errors in bank account information, and technical glitches in the ITR. Many taxpayers are expressing their frustration over this situation on the social media platform X. Taxpayers can easily check their refund status on the Income Tax Department's website or mobile app.
ITR Refund: What it is and why there are delays
An Income Tax Refund is the amount that the tax department returns to taxpayers when they have paid more tax than they owe. If you have paid excess tax based on your annual income, this amount is directly credited to your bank account.
There can be several reasons for paying excess tax, such as higher TDS deduction, payment of advance tax, not fully utilizing tax deductions, or errors in calculation while filing the ITR. In these cases, taxpayers are eligible for a refund.
Refund Processing and Timeline
ITR refund processing typically begins only after the return has been e-verified. According to the Income Tax Department, refunds are usually credited to the account within 4-5 weeks.
If the refund is not received within this period, taxpayers should check their refund status on the e-filing portal. Checking the status promptly can help in early identification of any technical or banking issues.
How to Check ITR Refund Status
- Visit the Income Tax e-Filing portal.
- Log in with your PAN/Aadhaar and password.
- Click on e-File > Income Tax Returns > View Filed Returns.
- Select the relevant Assessment Year to view the refund status.
Types of Refund Status:
- Refund Issued: The refund has been successfully credited to the bank account.
- Refund Partially Adjusted: A portion of the refund has been adjusted against outstanding tax dues.
- Refund Fully Adjusted: The entire refund has been adjusted against past tax liabilities.
- Refund Failed: The refund could not be credited, usually due to issues with bank details or PAN/Aadhaar linking.
Common Reasons for Refund Delays
- PAN/Aadhaar not linked or an inoperative PAN.
- Bank account not pre-validated or a closed account.
- Name in the bank account not matching the PAN card.
- Incorrect IFSC code or incomplete e-verification.
- Discrepancy between income declared in the return and the AIS (Annual Information Statement).
- Minor errors like an outdated address or discrepancies in bank details can also cause refund delays.
In cases where the ITR refund is not received on time, taxpayers should check the status on the e-filing portal and ensure their bank and PAN/Aadhaar details are accurate. Correct information and timely verification can make the refund process faster and more secure.
